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Hiring a maid in Dubai comes with certain responsibilities, including providing health insurance. But what kind of medical coverage do maids get? Let’s break it down in simple terms.
Is Health Insurance Required for Maids?
Yes, health insurance is mandatory for all employees in Dubai, including maids. According to UAE law, the employer (the sponsor) must provide medical insurance for their maid. Without it, the maid cannot get or renew her visa.
What Does the Insurance Cover?
The health insurance for maids usually includes:
- Basic medical check-ups
- Doctor consultations
- Emergency treatments
- Medicines (partially covered)
- Hospital stays (if needed)
However, the level of coverage depends on the insurance plan the employer chooses. Some plans may cover extra benefits, while others only provide basic care.
How Much Does It Cost?
The cost of health insurance for maids in Dubai starts at around AED 650 to AED 800 per year for basic coverage. More comprehensive plans can cost more, depending on the services included.
Who Pays for the Insurance?
The employer is responsible for paying the insurance cost. This is part of the legal requirement when sponsoring a maid in Dubai.
What Happens If a Maid Gets Sick?
If a maid falls ill, she can visit a doctor or hospital covered by her insurance plan. In case of an emergency, she can receive medical care, but she may need to pay part of the cost if the insurance doesn’t cover everything.
Yes, maids in Dubai do get health insurance, and it is the employer’s duty to provide it. Before hiring a maid, make sure to get a proper insurance plan to ensure she has access to medical care when needed.
